Credit Repair: Are you being presumed guilty before even having a chance? As in our previous Blog, we covered if (more…)
Video on Increasing your credit score when you are buying a home is easy if you understand a bit how credit scores are made.
A Lot of people are concerned that trying to fix their credit when trying to qualify for a home loan is wrong. That is simply not true. Many people have inaccurate items on their credit reports that should be removed or updated because the bureaus are assuming your are guilty. The Law provides many legal and ethical ways to improve your credit when qualifying for a home mortgage
In recent years tightening credit requirements have resulted in some not so obvious reasons for home loans being denied. The (more…)
FHA has made changes recently and set new guidance to mortgage lenders for dealing with borrower’s collection accounts, judgments & disputed trade lines on credit reports that can have a negative effect on borrowers qualifying for an FHA home loan